get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Anastasia Galichanina
Mortgage Loan Originator | NMLS# 1848606
Anastasia Galichanina helps her clients approach home financing with clarity, confidence, and a long-term plan.
With a Bachelor’s in Accounting and Finance from Montclair State University, a CPA license, and a Certified Mortgage Planning Specialist designation, she brings a thorough, numbers-driven approach that goes far beyond mortgage rates.
Her specialty lies in working with clients who want more than just a loan. Anastasia works with clients who want a strategy.
You can be a first-time buyer trying to understand affordability, or a small business owner figuring out how to qualify with complex income, Anastasia connects the dots between credit, tax planning, income structure, and your real estate goals.
Anastasia is also an approved Continuing Education Instructor for CFPs and CPAs, making her a trusted resource for professionals looking to align mortgage decisions with smart financial planning.
Outside of mortgage banking, Anastasia is passionate about education. She teaches financial literacy and homeownership through workshops and consumer programs. And through her creative learning platform SkillBuildStudio.com she helps professionals communicate big ideas through visual storytelling.